Free Payment Calculator

Solve for the value you don't know — payment, loan amount, or term.

Most loan calculators only solve for payment. This one also solves in the other directions: tell it your target monthly payment and term to find the max loan amount, or your target payment and loan amount to find how many months it will take to pay off.

Frequently Asked Questions

How is "Find Term" solved?

We use the NPER (number of periods) formula to solve for months given the payment, rate, and loan amount.

What is this?

Solves for whichever value you're missing on a loan — monthly payment, loan amount, or term — given the other two plus your interest rate. Nothing you enter is stored or sent to a server.

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