Free Auto Loan Calculator

Also known as a car loan calculator — estimate your monthly car payment.

In most states, sales tax is calculated on the vehicle price minus your trade-in value, then rolled into the amount you finance. This calculator handles that automatically — just enter your trade-in value and local tax rate and it's reflected in your loan amount and payment.

Frequently Asked Questions

Does sales tax get added to the loan?
In most states yes — this calculator adds sales tax to the amount financed unless you pay it upfront.
How does a trade-in affect my payment?
Your trade-in value is subtracted from the vehicle price before the loan amount and tax are calculated.