Estimate only — assumes constant basic salary and EPF rate; excludes the EPS portion of employer contribution.
Disclaimer: This calculator provides an estimate based on the inputs and standard formulas. Actual returns/values may vary due to market conditions, compounding frequency, fees, taxes, and other factors. This is not financial, investment, or tax advice — please consult a qualified advisor before making financial decisions.
Smart EPF Calculator and Free Retirement Projections | ToolPilotHub
Estimate your EPF corpus at retirement based on your monthly basic salary and current EPF interest rate. Adjust the inputs above and results update instantly.
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The Employees' Provident Fund (EPF) is a retirement savings scheme where both you and your employer contribute a percentage of your basic salary + DA every month. This calculator uses a combined effective contribution of 15.67% of basic salary (12% employee + approx. 3.67% employer share that goes into EPF, excluding the 8.33% employer share routed to EPS) compounded monthly at the prevailing EPF interest rate.
This is a simplified estimate — it does not account for salary increments over time, which would increase your actual contribution and corpus.
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